Ever since we found out about the business opportunity that is on the market, we’ve been looking for ways that we can afford to buy it. We weren’t really in the market to buy anything; this was a surprise opportunity. We’ve called our local banks, the two that we do business with to see if they are going to be able to help us. We think we have good credit, but to be perfectly honest, I’m not sure. It scares me to think that we might have to apply for any business loans with bad credit, because I’m concerned that the interest rate will increase the monthly payment so high that we can’t afford it. Wish me luck!
Entering the age of the Internet
by Mary AnneMy boss asked me to help get the company create a website for the company. After years of hearing me try to persuade him that he needs to enter the twenty-first century he has finally decided to take the plunge. I’d like to take the credit for getting him motivated to do it, but I suspect it is a result of his joining a local business networking group. Anyway, he wants me to create the new company website, promoting the company’s products and services. It will be quite a job, but I am up to the challenge! I’ve created several websites in the past, so I have a good idea of what I am doing.
Running a cleaning business
by Mary AnneMy sister used to clean houses in the past to make a little bit of extra money, and she was really good at that. She had quite a few customers. She hasn’t done that for several years now, but she is still getting phone calls from people asking her to come clean their house!
Where we live, more and more families are two-income families, which leaves them little time to clean house. The demand for cleaning services is on the increase, and I think that this would be a good opportunity for her to make some money running a business that she already is familiar with!
Maintenance plans/extended warranties
by Mary AnneA lot of people tell me that maintenance/extended warranty plans are a gimmick and a waste of money, but I have found that when I pay for when, I usually end up using the service and it ends up paying for itself several times over. In this day and age of “planned obsolescence” I find that most products die within a week of the warranty period being over! So, I buy the maintenance/extended warranty if it is available and the item is expensive.
Credit reports/identity theft?
by Mary AnneA short while ago I filled up my gas tank at a Texaco station. I saw that they were running a special rebate promotion for new Texaco credit card holders, so when I got home I went online and applied for a new Texaco credit card for myself, and a separate one for my hubby.
I got my card a few days later, but I noticed in my email in-box was a rejection letter for my hubby’s card. It turns out that he was rejected because they don’t think he is him! They said that they rejected him based on information from a credit report company. So I printed it off and gave it to my hubby and told him to call the credit report company, which he has been trying to do all morning long. I am concerned that this may have something to do with an identity theft attempt!