Mary Anne has her own blog now
Category Archives: Finances

Software library

by Mary Anne

Have you ever wanted to start a software library at home? CD Earth is an Internet company that has been set up to help consumers build up a software library without breaking their piggy bank.  CDEarth is a club that consumers join in order to build up their software library. Once a consumer joins the club the club member receives four CDs to evaluate. Two of the CDs are free to keep. The other two CDs the club member either returns or keeps. If the club member decides to keep all four CDs, then the club member has to pay $14.99 plus shipping and handling for each of the two “non-free” CDs. After that, about every seven to eight weeks the club member receives two more CDs to evaluate and either keep or return. Again, if the club member keeps them then the club member pays the $14.99 plus shipping and handling for each CD that is kept.

The club member can cancel membership at any time. There is a variety of software to choose from several different interest areas – children’s software, business software, family interest software, games, creative, and graphics.  The family interest group includes a software program with 10,001 recipes in it!  I’d be interested in that!


Equal pay for equal work – my take on the wage gap problem

by Mary Anne

Women have come a long way in their struggle for equality with men.  But generally speaking, women still do not earn as much money in the job market as men do.  Women earn only about 77 cents for every dollar that men earn.

I find this news very discouraging; I feel that women should earn the same amount of money if they are doing the same work as their male counterparts.

When I first entered the job market umpteen years ago, I found that the company that I worked for systematically paid the male employees more money than they paid the female employees – for the exact same job.  When I inquired why that was so, the reply was that “men had families to support and needed the money more than the females did.”

The logic behind that assumption was that the men that worked there were married, with children, and that the wives stayed home to take care of the children.  And the assumption continued that the women that worked there were young and single and only had to worry about supporting themselves.  So the company felt that they were paying their employees based on their employees needs, rather than on their level of production.

I have always felt that if I am producing at the same level as another person, I should be paid the same as that other person, regardless of marital/family status.  I ended up going to work for a large, unionized corporation, where the union contract prevented that type of wage gap discrimination.  For me, that was the best option for me to be treated more fairly.


Running a cleaning business

by Mary Anne

My sister used to clean houses in the past to make a little bit of extra money, and she was really good at that.  She had quite a few customers.  She hasn’t done that for several years now, but she is still getting phone calls from people asking her to come clean their house!
Where we live, more and more families are two-income families, which leaves them little time to clean house.  The demand for cleaning services is on the increase, and I think that this would be a good opportunity for her to make some money running a business that she already is familiar with!


Gift baskets

by Mary Anne

One of the many gifts that I like to give is a gift basket. Sometimes I like to make them up myself of lots of little things that I’ve made, either crafting or cooking, or a combination of the two. Doing that pretty much ensures that they are not getting a duplicate gift that someone else has given them.

Sometimes life gets hectic, and an unexpected gift giving occasion arrives and time doesn’t allow the luxury of making the gifts. That’s when buying a gourmet gift basket comes to the rescue. There are so many gourmet gift baskets on the market, it is pretty easy to find one that will suit almost any occasion and please any recipient.


Making the best decision

by Mary Anne

The article written by Alonso Kramer

I was trying to use thewww.texaselectricityproviders.com/ website to figure out what the best options were for my energy utilities. I really need something I can rely on. At my one of my old houses, we had some problems with the provider. My husband and I always felt like we were being overcharged and it seemed like the electricity would cut out randomly for what seemed like no reason. We both decided we really wanted to do our research for the next house and avoid the same problem. We are set to move into our new house next month. We are both really excited. It is a lot bigger and a lot nicer than our first house together. However, since it is so big, I am a bit concerned about the price of our utilities and if we can handle it. My husband told me that he really thinks we will be fine. I just get a bit concerned because electricity is essential. I do not want to be strained for money so making the decision for the most cost-efficient and reliable source would be ideal for me right now.


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